OSHC Billing & Medical Services for International Students

Navigating healthcare as an international student can be complex. At My Doctors Clinic Surfers Paradise, we simplify it by accepting all major OSHC providers and offering bulk billed appointments. With on-site pathology, a pharmacy, and walk-in welcomes, we provide comprehensive, convenient care. Let us be your trusted health partner on the Gold Coast.

international student insurance cover accepted medical clinic gold coast

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A Complete Guide to Healthcare for International Students on the Gold Coast | My Doctors Clinic Surfers

Moving to a new country to study is an incredible adventure, but it also comes with new responsibilities—and your health is the most important one. Understanding Australia’s healthcare system and having the right international student health insurance is crucial for your peace of mind and compliance with your visa conditions.

At My Doctors Clinic Surfers Paradise, we are proud to be a trusted medical centre for international students on the Gold Coast. We understand your unique needs and are here to provide comprehensive, accessible, and affordable healthcare throughout your studies.

Why Your Health Cover Matters: OSHC and More

As an international student in Australia, a mandatory requirement of your student visa is to have Overseas Student Health Cover (OSHC). This insurance is designed to help you pay for medical and hospital care you may need while in Australia. It also covers some prescription medicines and emergency ambulance services.

The most common OSHC providers in Australia include:

Our clinic accepts all major OSHC providers, making it easy for you to access the care you need without unnecessary stress. Our experienced administrative staff is well-versed in the intricacies of different health insurance policies for students and can assist with your queries.

Why Choose My Doctors Clinic Surfers Paradise?

Navigating healthcare in a foreign language can be daunting. We’ve built our services around making it simple, convenient, and stress-free for our international patient community.

Walk-In Patients Welcome

You don’t always need an appointment when you’re feeling unwell. We welcome walk-in patients every day, ensuring you can see a qualified GP in Surfers Paradise when you need to most. Whether it’s a sudden fever, a minor injury, or travel health advice, our doors are open.

On-Site Pathology Services

For tests like blood work, urine samples, or other health screenings, you don’t need to travel to a separate lab. Our on-site pathology collection service means faster, more convenient testing and quicker results for you and your doctor.

On-Site Pharmacy

Need a prescription filled? Our on-site pharmacy means you can see your doctor, get your prescription, and have it filled all in the same location. It’s the ultimate in convenience, saving you time and hassle.

*Bulk Billed Appointments

We believe healthcare should be accessible. For many services, we offer bulk billed appointments for patients with valid Medicare or appropriate OSHC coverage. This means no out-of-pocket expense for you at the time of your visit—we bill your insurance provider directly. (Certain specific procedures or private referrals may incur a fee. Always confirm with our reception team).

Experienced and Understanding GPs

Our team of doctors has extensive experience treating international students. We are familiar with common health concerns, from travel-related illnesses and mental health support to routine check-ups and university health requirements.

Services You Might Need During Your Studies

Our comprehensive medical clinic offers a wide range of services tailored to your life as a student:

  • General Consultations: For coughs, colds, infections, skin conditions, and general health advice.

  • Travel Health and Vaccinations: Advice and vaccinations for trips within Australia or back to your home country during breaks.

  • Mental Health Care and Support: We provide a supportive environment to discuss stress, anxiety, depression, or any mental wellbeing concerns. We can create mental health treatment plans and referrals.

  • Sexual Health and Contraceptive Advice: Confidential consultations and testing in a professional, non-judgmental setting.

  • University Form Completion: We can help with any medical forms required by your educational institution.

  • Work-Related Health Checks: For students undertaking part-time employment that requires a medical check.

  • Minor Procedures: Such as wound stitching, cryotherapy, and implanon insertion/removal.

Navigating Your OSHC at Our Clinic: A Simple Process

  1. Bring Your Details: Always bring your OSHC membership card and photo ID to your appointment.

  2. Inform Reception: Let our friendly reception staff know which OSHC provider you are with when you check in.

  3. Bulk Billing: For covered services, we will typically bulk bill your insurance directly, so you pay nothing.

  4. Understanding Gaps: Some policies may not cover 100% of certain services. Our team will always inform you of any potential out-of-pocket costs before any treatment.

Your health is your greatest asset. By choosing My Doctors Clinic Surfers as your regular medical centre, you ensure that you have a reliable, professional, and understanding healthcare partner throughout your time on the Gold Coast.

Ready to see a doctor? Walk in today or give us a call to make an appointment.

FAQs:

For standard consultations that are covered under your policy, we bulk bill directly to your OSHC provider, meaning you will likely have no out-of-pocket cost. We always confirm this with you at reception.

Absolutely. Our doctors are experienced in completing a wide variety of university and tertiary education medical certificates. Just let us know the specific requirements when you book or arrive.

While appointments are recommended to guarantee a specific time, we warmly welcome walk-in patients. We will do our best to see you as quickly as possible.

Our GPs can assess your needs and provide a referral to a trusted specialist. We can also advise on the process and what your OSHC will cover regarding specialist appointments.

We accept a wide range of insurance policies, including Medicare, various private health funds, and other international insurance plans. Please bring your details to your appointment so we can assist you.

Dietician
Hossein Khosravi

Dr. Hossein Khosravi is an Accredited Practising Dietitian with over 20 years of experience. He specializes in chronic disease prevention and management, weight management, nutrition for pregnant women, children, the elderly, and irritable bowel syndrome (IBS).

 

Areas of Expertise:

  • Chronic Disease Management: Tailored dietary recommendations and lifestyle modifications for conditions such as obesity, diabetes, cardiovascular diseases, and kidney diseases.
  • Weight Management: Effective strategies and personalised plans to achieve and maintain a healthy weight.
  • Nutrition for Specific Populations: Customized diets for men, women, children, adolescents, and older adults.
  • IBS Management: Specialized nutritional plans to manage and alleviate symptoms of irritable bowel syndrome.

 

Approach to Care:

Dr. Hossein believes that good nutrition is the foundation of overall health and well-being. He provides evidence-based nutritional guidance and supports patients in making informed dietary decisions, turning food into a source of pleasure and health.

 

Patient Services:

  • Nutrition Assessment and Consultation: Comprehensive evaluations to understand individual needs.
  • Diet and Lifestyle Modification: Personalized plans to foster healthy eating habits.
  • Special Dietary Requirements: Customized plans for specific health needs, including IBS.

Dr. Hossein’s extensive international experience and academic background, combined with his fluency in Persian/Farsi and English, make him a valuable resource for patients from diverse cultural backgrounds.

Dr. Hossein is dedicated to helping patients achieve their health goals through expert nutritional advice and compassionate care. Whether managing a chronic condition, seeking weight loss, improving general health, or managing IBS, patients can rely on his extensive knowledge and support.

Physiotherapist
Benjamin Darcy

Benjamin Darcy is a highly skilled physiotherapist who began his career at Griffith University and honed his expertise in a hospital ICU setting. With experience across private practices in multiple cities, he has a strong background in sports physiotherapy, including work with elite teams like the Brisbane Broncos. Specializing in sports injuries, spinal pain, and WorkCover cases, Ben employs a hands-on approach, utilizing dry needling, manual therapy, and tailored exercise programs. He is dedicated to providing comprehensive, effective treatment to patients of all ages for a full return to function.

Podiatrist Paul Clarke

Paul Clarke is a Podiatrist who specialises in the treatment and rehabilitation of pain in the foot, ankle and lower limb. Paul has worked amongst multidisciplinary clinical settings including GP’s, Podiatric Surgeons, Vascular Surgeons & Specialists, Chronic disease specialists and Podiatrists who specialise in Biomechanics and orthoses manufacturing and modifications. Paul is a graduate of the University of Newcastle, New South Wales.

Paul has a reputation for being particularly skilled and precise with a scalpel. His professional clinical interests include but are not limited to:

  • Toe nail surgeries (both PNA/TNA with matrix phenolisation). Toe and nail pathologies (Elongated nails, toe and nail deformity and fungal nail infections).
  • Achilles Tendonopathies (Trained in shockwave therapy). Heel pain (Plantar fasciitis, fat pad atrophy, nerve entrapment, apophysitis and osteochondrosis)
  • Ankle pathologies (Sprains, nerve impingements and tarsal coalitions)
  • Forefoot pathologies (Forefoot deformities/pain, Morton’s neuroma, bursitis, bunions and arthritis). Mid foot pathologies (Osteoarthritis and Tibial Post dysfunction/adult acquired flatfoot deformity)
  • Hip and lower back pain from mal foot alignment and tibial/femoral torsion
  • Paediatrics (Wart debridement, developmental growth milestones, orthotics, general assessments and deformities of the lower limb)
  • Diabetic assessments and education
  • Biomechanics and orthoses manufacturing and modifications (Custom and off the shelf devices and biomechanical assessments).

 

Paul Clarke forms a great asset to any multidisciplinary clinical team. Renowned for his kind and warm nature, Paul tends to build great rapport with patients and medical professionals alike.

Physiotherapist Patrick Harrington

Patrick Harrington Physiotherapist, B Ex Sc, M Phty Patrick has a strong interest for learning about the human body and educating on the best ways to ensure successful rehabilitation when injured.

Patrick graduated Griffith University with a Bachelor in Exercise Science, followed by a Masters in Physiotherapy degree. With a background in competitive surf-lifesaving and swimming, he has a passion for treating and educating on injuries relating to the musculoskeletal system. Patrick approaches each individual patient by educating and empowering them, in order to achieve the best health outcomes possible.

Patrick’s professional interests include:

Musculoskeletal Injuries: Treating areas including shoulders, neck & lower back, ankles, hips, and wrists, by creating programs containing manual therapy and exercises to benefit each individual patient.

Cardiorespiratory Conditions: Education and use of a variety of breathing techniques, as well as walking programs to obtain the best health outcomes.

Neurological Conditions: Retraining of gait, developing muscle strength, and developing a specific program in order to restore deficits as much as possible.

Dietitian Kailey Henry

Kailey has a passion for food and learning how nutrients interact and influence the health of our bodies.
Kailey graduated with a Bachelor of Nutrition and Dietetics from Griffith University on the Gold Coast, and has since been sharing her passion and expertise within the community through individual consultations and group education. Kailey takes a holistic and individualized approach to nutrition, with a focus on empowering each individual to make positive, lifelong lifestyle changes through achievable goals.

Kailey’s professional interests include, but are not limited to:

  • Paediatric nutrition and pregnancy/breastfeeding
  • Education & strategies for fussy eaters, faltering growth, meeting key nutrition recommendations for conception, pregnancy and breastfeeding.
  • Chronic disease management
  • Nutritional management of diabetes, cholesterol health, cardiovascular disease, COPD, renal disease and liver disease.
  • Irritable Bowel Syndrome (IBS)
  • Minimising abdominal discomfort, improving altered bowel habits, education on food choices for self-management.

Dr Day Hong Ma

Qualifications: Currently registered in the Medical Council of Australia as a Vocational Registered GP and Specialist General Surgeon. Bachelor of Medicine and Bachelor of Surgery University of Adelaide, South Australia MBBS. Fellow of Royal College of Surgeons in Edinburgh and London Master degree in Skin Cancer Medicine in University of Queensland. Extensive experience in various aspects of General Practice. In the past I have been a Senior Lecturer of the University of Queensland and Assistant Professor of Bond University involving teaching medical students. I was a supervisor for the Royal Australasian College of General Practice, involved in training junior GP. I also trained many Overseas Trained Doctors. At the present time I am a GP with the following special interests : 1. Skin Cancers skin cancer checks with Mol Max and dermoscopy. I was awarded a Professional Diploma of Dermoscopy from the International Dermoscopy Society surgical excisions of complex skin cancers ( sun cancers and melanomas ) non surgical approach to some skin cancers and precancerous lesions such as Photo Dynamic Therapy and cautery and curettage. 2. Cosmetic Medicine This includes micro needling, and injectables such as fillers and neuromuscular modulators. I have completed the training course under the American Academy of Aesthetic Medicine and Australian Skin Skills Education and Training. Dr Ma also speaks Chinese Mandarin

Dr Greeshma Tummala

I am overseas trained GP and practiced for more than 5 years in India although completed AMC licensing exam here. In India, I have practiced in all aspects of general practice.

My areas of Interest are: Women’s Health, cervical cancer screening, Antenatal Care, Child Immunisations, Chronic Disease Management, Implanon Insertion and Removal, Mental Health, Pregnancy Counselling, Travel Vaccinations, Women’s Health, Medicinal Treatment.

Dr. Tariq Hayat Jamaldini

Qualifications: MBBS, AMC Certified, FRACGP, Fellowship Royal Australian College of General Practitioners

Speaks: English, Balochi, Brahui, Hindi, and Urdu

Dr. Tariq Hayat Jamaldini is a highly experienced General Practitioner (GP) / Family Medicine Physician with a distinguished career spanning over 20 years in the field of healthcare. Renowned for his profound knowledge, comprehensive and compassionate approach, Dr. Tariq Jamaldini ensures that every family member, from infants to seniors, receives the individualised care they deserve. With a strong commitment to promoting and maintaining the health and well-being of his patients, Dr. Tariq Hayat Jamaldini has solidified his reputation as a trusted healthcare professional in the community. His medical practice is built on a foundation of integrity, empathy, and a genuine desire to improve the lives of those he treats. Through his dedication to continues learning and clinical excellence, he has expertly diagnosed, treated, and managed a wide range of health conditions, placing him at the forefront of Family Medicine.

Areas of Expertise:

Dr. Tariq Jamaldini’s diverse expertise encompasses various areas of medicine, making him a well-rounded practitioner capable of addressing a wide range of patient needs. His dedication to improving the health and well-being of his patients continues to be the driving force behind his successful medical career. 

  • General Practice: Tariq Hayat Jamaldini is a trusted General Practitioner (GP) who focuses on providing a wide range of general medical services to patients of all ages. Whether you need preventive care, health assessments, or treatment for common illnesses, you can trust Dr. Jamaldini to deliver compassionate and personalized healthcare with his holistic approach.  
  • Cosmetic Medicine: Dr Tariq Hayat Jamaldini has been actively involved in performing cosmetic procedures since 2009. His interest in cosmetic medicine reflects his belief in the importance of helping patients look and feel their best. His expertise in cosmetic procedures, such as anti-wrinkle injections, dermal fillers, allows him to provide patients with safe and effective solutions to enhance their appearance and boost their confidence.
  • Skin Cancer: Tariq Jamaldini takes a proactive approach to skin cancer prevention, detection, and treatment. His comprehensive knowledge of skin cancer, coupled with his skill in performing screenings and providing treatment options, has saved many lives. 
  • Medicinal Prescriber: Tariq Jamaldini is a certified and authorized specialist prescriber for medicinal, helping patients manage chronic pain and various medical conditions with this alternative therapy. His thorough understanding of the medical benefits of ensures that patients receive the best possible care. 
  • Men’s Health: Tariq Jamaldini understands the unique healthcare needs of men and provides specialized services tailored to men’s health concerns. Whether its addressing issues related to prostate health, sexual health, hormonal imbalances, erectile dysfunction, premature ejaculations, hair loss or overall wellness, Dr. Jamaldini is here to support men in their healthcare journey.
  • Opioid Dependence Treatment: Dr Tariq Jamaldini has been a licensed opioid prescriber with Queensland Opioid Treatment Program since 2013. During this time, he has successfully treated and stabilized a significant number of patients who were struggling with opioid dependency. If you or a loved one is facing the challenges of opioid addiction, Dr. Jamaldini provides compassionate and evidence-based treatment choices. His steady dedication is focused on assisting individuals in their journey to overcome addiction and reclaim their health and overall well-being.

Dr Tariq Hayat Jamaldini dedication to providing high-quality healthcare, combined with his multifaceted expertise, makes him a respected and valued member of the medical community. His patients appreciate his unwavering commitment to their well-being and the comprehensive care he provides across various medical disciplines.

Book an online appointment or call: 07 55922299

Dr Altaf Latif Ayyaril

General Practitioner, Male, MBBS, AMC, Fellowship Royal Australian College of General Practitioners.Speaks Malayalam, and English  Dr Altaf Latif Ayyaril is a vocationally qualified and experienced General Practitioner from India having completed his Bachelor of Medicine / Bachelor of Surgery (MBBS) from PSG Institute of Medical Sciences and Research, India in 2002. He started his medical career in various medical facilities in Kerala, India. He moved to Australia in 2007 and commenced working at Alice Springs Hospital, NT. He has since worked in hospitals in Melbourne, Gold Coast, Toowoomba and commenced General Practice in 2016 in Kilcoy QLD followed by North Stradbroke Island and Beaudesert. He was awarded a Fellow of the Royal Australia College of General Practitioners in 2021. Dr Altaf has special interests in Chronic Disease Management, Acute Management and Mental health amongst other areas of General Practice. He also performs skin cancer checks and minor skin procedures. Dr Altaf speaks Malayalam in addition to English.  

Areas of interest:

  • General Family Medicine
  • Mens health
  • Chronic disease management
  • Health assessments
  • Mental health
  • Skin cancer Checks
  • Minor surgical procedures.

Dr Paul Fisher

Diploma of the Royal Australian College of Obstetricians and Gynaecologists (Dip RACOG) Dr.Fisher qualified as a Pharmacist before completing a medical degree at The University of Tasmania. After working in hospitals & General Practice in Tasmania & Queensland, He commenced work at My Doctors Clinic (formerly The Day & Night Medical Centre) 20 years ago. He is a Medical Officer in The Air Force Reserve & has worked as a Doctor for the Defence Department over the past 30 years. Paul is interested in all areas of General Practice with a special interest in Mental Health (He is a Doctor for Beyond Blue), Obstetrics (Maternity) & Diabetes.